Work insurance for grooms in spotlight
A novel partnership betwixt the British Grooms Association (BGA) too South Essex Insurance Brokers is aiming to assist grooms who encounter serious fiscal difficulties subsequently beingness injured at work.
Whilst employed grooms are entitled to Statutory Sick Pay (SSP), currently only £85.85 a week, self-employed grooms are non entitled to have whatsoever SSP, leaving them amongst no income if they are unable to work.
Over the concluding vi months the BGA lead maintain dealt amongst a tape number of uninsured self-employed grooms looking for advice every bit they are unable to pay their bills next an accident at work.
“This is a especially worrying tendency too inwards many cases has led to grooms having to sell their possessions inwards companionship to pay day-to-day bills,” said BGA Executive Director Lucy Katan.
“Working amongst horses is a high lead a opportunity draw too I cannot stress how of import it is for grooms to accept out their ain personal accident insurance policies to assist protect their income. Most grooms enjoin ‘I didn’t intend it would endure on to me’, but the piteous fact is it tin too it does.”
In companionship to address this number the BGA lead maintain linked amongst specialist equestrian insurance brokers, South Essex Insurance Brokers (SEIB) to offering a arrive at of discounted groom specific personal accident policies.
BGA fellow member Caroline Baker says: “In Nov 2011 I had a nasty autumn at operate which left me needing ii operations too crutches for 5 months. Fortunately I had taken out personal accident insurance through the BGA every bit the additional costs involved amongst having fourth dimension off were high. I had to endure out my project too instantly lead maintain an utilization project but at the fourth dimension the insurance was an absolute life saver. The advice too back upward I received from everyone at the BGA was amazing too they helped me through a really hard time.”
SEIB Marketing Manager Nicolina MacKenzie said a item business organisation was amongst those who intend they are insured but are not. “Some personal accident insurance encompass is alone applicable to leisure activities too does non encompass pupil operate placements or those who are self-employed working amongst horses. We would encourage to a greater extent than grooms to larn members of the BGA too to accept payoff of the insurance selection to ensure that they are covered inwards the unfortunate resultant of an accident”.
More information: www.britishgrooms.org.uk
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